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How A Credit Inquiry Affects My Score

Having several inquiries can reduce your overall credit score and affect your RV or boat loan approval. Lenders use your credit report to conduct a risk assessment. Inquiries can affect their decision to offer a loan to you. Too many hard inquiries in a short period of time can be concerning to lenders. That's because multiple hard inquiries may add up to numerous new accounts. This may make the lenders feel you are taking on too much debt or having financial difficulties. A credit inquiry would typically remain on your report for 24 months.

How Inquires Affect Your Credit Score

Most Recent Articles

History is all around us, and one of the best ways to engage with that history is to see it in person. If you need some ideas for where to stop on your next American history road trip, we've got you covered. These eight sites are some of the most historically rich places in the...

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Though winter is often best spent sipping hot chocolate while watching snowflakes float down outside your windows, why stay put indoors when you could explore new places? If you feel like going on an RV adventure, we've put together a comprehensive guide of the best places to go on a road trip during the winter...

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On every road trip, you and your friends or family need a versatile and comfortable place to set up camp and settle down for the night. Truck campers are an excellent option for anyone who wants some of the perks of a recreational vehicle (RV) but doesn't require that much space. Learn more!

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Planning a national park road trip comes with much to consider, so breaking down the process into these seven steps can simplify it. Learn more about how to plan a national park road trip and some tips to make planning easier on you.

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Explore America the way it was meant to be seen by taking one of the country's iconic road trips. Whether you want to take a weekend getaway or the ultimate cross-country trek, the United States has the perfect trip for you. Consider one of the following top road trips for your next adventure.

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If you're new to boating and this is your first year getting a boat ready for winter, you'll need to know how to winterize a boat. What does it mean to winterize a boat? Our boat winterization guide will show you why you should winterize your boat and how to properly winterize a boat.

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