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How A Credit Inquiry Affects My Score
Having several inquiries can reduce your overall credit score and affect your RV or boat loan approval. Lenders use your credit report to conduct a risk assessment. Inquiries can affect their decision to offer a loan to you. Too many hard inquiries in a short period of time can be concerning to lenders. That's because multiple hard inquiries may add up to numerous new accounts. This may make the lenders feel you are taking on too much debt or having financial difficulties. A credit inquiry would typically remain on your report for 24 months.
Most Recent Articles
The Class A RV, also known as a motorhome, is a large style of drivable RV built with a heavy-duty frame. What features a Class A motorhome offers will depend upon the make and model of the unit. If your main concerns are privacy and wanting a similar environment to a house while out on...
When you're looking for the perfect recreational vehicle (RV) or boat, you have probably come across the need to pass a credit check. For information about the difference between a hard and soft credit check, read our comprehensive guide.
When you're out on the open road, part of the fun is entering unfamiliar cities and exploring remote areas. However, your risks of encountering an obstacle or a hazard increase while you're out having new experiences. Additionally, traveling in your RV for extended periods of time means you're more likely to encounter vehicle maintenance issues....
Heading outside for a day on the water should be exciting. Even if you have been boating for years, it's still vital to remember lifesaving safety tips when young children are involved. The next time you adventure out on the lake or close to shore, remember these boat safety rules when traveling with your kids.
The cold days of winter are fading away, and spring is quickly approaching. It's time to prepare your recreational vehicles for all of your summertime adventures. This extensive process is known as de-winterizing. Learn how to de-winterize a travel trailer like a seasoned RV owner and be ready for your first trip of the season....
There are actually several different types of motorhomes that you can choose from. Your lifestyle, resources, travel plans and personal preferences will help decide the best type of RV for your upcoming adventure. In this guide, we'll show you the differences in different types of RVs, and the pros and cons of the different RV...