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How A Credit Inquiry Affects My Score
Having several inquiries can reduce your overall credit score and affect your RV or boat loan approval. Lenders use your credit report to conduct a risk assessment. Inquiries can affect their decision to offer a loan to you. Too many hard inquiries in a short period of time can be concerning to lenders. That's because multiple hard inquiries may add up to numerous new accounts. This may make the lenders feel you are taking on too much debt or having financial difficulties. A credit inquiry would typically remain on your report for 24 months.
Most Recent Articles
Finding fun reasons to get out of the car while on road trips is part of the fun, and one of the best reasons to get out and stretch your legs is in pursuit of delicious eats! Whether you're looking for something quick and easy or more elaborate, we've put together a list of some...
Some installment loans have prepayment penalties, which means you could spend more to pay off your loan early. Find out why you may want to avoid paying off your loan early.
Campers and motorhomes come in all shapes and sizes, but the de-winterizing process is generally the same for most recreational vehicles. Whether this is your first de-winterizing experience or you need a quick refresher, this guide will show you the fastest and most efficient way to de-winterize campers of all types.
With thousands of lakes to explore across the United States, it can be challenging to know which one to visit first. This handy list showcases some of the best boating towns across the country to make your next vacation one-of-a-kind!
While owning a boat is fun and exciting,it also comes with a great deal of responsibility to ensure your boat stays in good condition. Boat maintenance is the best way to care for your boat over time and keep it running correctly, allowing you, your friends and your family to enjoy recreational boating for years...
The cost of a new RV can be more than what you might have expected, making you question this dream. Fortunately, the large market for used RVs can make it a reality. If buying a new model is outside of your budget, start shopping to purchase a used RV instead. Used RVs can be nearly...