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How A Credit Inquiry Affects My Score
Having several inquiries can reduce your overall credit score and affect your RV or boat loan approval. Lenders use your credit report to conduct a risk assessment. Inquiries can affect their decision to offer a loan to you. Too many hard inquiries in a short period of time can be concerning to lenders. That's because multiple hard inquiries may add up to numerous new accounts. This may make the lenders feel you are taking on too much debt or having financial difficulties. A credit inquiry would typically remain on your report for 24 months.
Most Recent Articles
Whether you're interested in buying a new or used boat, you'll likely need to finance most or all of the boat's price. There are several ways to get a boat loan, including options for people with poor credit scores. To choose the right loan and lender, learn more about how to get a boat loan...
Buying a used boat can make your dream of going fishing in your personal paradise away from home a reality. This used boat buying guide covers the basics of how to get started and what to check when buying a used boat.
RVs come in different sizes, providing a great fit for everyone from the traveling professional to the large family.Are you wanting to buy an RV and start living your dreams of cross-country adventures? Check out our guide for what to know before buying an RV.
There are more than 100,000 lakes in the lower 48 states — both natural and artificial — so you're sure to find an excellent boating location near you. Whatever your idea of a perfect boating excursion, this guide to the best boating lakes in the U.S. will give you plenty of ideas for your next...
Whether you're without your own dock or don't want to leave your boat in the water through winter, you'll need boat storage. There's a lot to consider when storing your boat, from preparing it for storage to your options, costs and security. Learn everything you need to know about storing your boat so you're prepared...
Any nautical expert knows that a day off shore, no matter how short it may be, comes with a detailed checklist of essentials for things you need on a boat. That's why we've compiled a complete list of what to pack for a boat trip. We cover everything from what food to pack for a...