Motorhome Financing
With Bad Credit
We search nationwide for the best RV financing programs.
Have you always dreamed of taking to the road in a motorhome? These vehicles enable your family to explore the country on your own terms. Are you concerned that a low credit score will bar you from finding the loan that lets you buy your vehicle? Many people who make sound financial decisions end up with a poor credit score. A few missed payments can prevent years of hard work from reflecting on your rating.
Still, My Financing USA can help you secure motorhome financing with poor credit. We can encourage your journey toward motorhome ownership, even if lenders have rejected you in the past because of your bad credit score. We work with people who have good, bad or average credit to find them the optimal loan terms and rates.
We provide services across the 48 contiguous United States and Alaska. Our loan application process is secure, and you can finish it in minutes. In some cases, you could have your money within as little as two to three days.
How to Finance a Motorhome With Bad Credit
Our straightforward financing process can get you the loan you want fast. Start by filling out our online application.
We will begin looking for a loan that matches your needs. Once we find a match, you can complete the closing paperwork and receive a check that you can give to your motorhome dealer.
Why Use Our Services if You Have Poor Credit?
My Financing USA finds the best loans for people, regardless of their credit score. Our team can connect you with programs that offer low rates and terms of up to 20 years. We prioritize security, using a DigiCert Secured website for the application process. Other benefits of working with us include:Â
- Increased choice: We offer you a selection of options from flexible, fair lenders to find programs that meet your needs and expectations.
- Reduced inquiries: We apply to fewer lenders using pre-qualification, which reduces the number of credit checks and protects your score from further damage.
- Easy closing: You can sign your closing documents on your phone, so securing your financing is convenient.
Learn More About Motorhome Financing for Poor Credit
Are you ready to get out on the road in a new or used motorhome? Get started today by taking five minutes to fill out our application or contact us to learn more about our financing options.
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Years In Business
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Loan Programs For All Credit Types
A Company You Can Trust
RV Industry Association
We are a contributing and accredited member of the RVIA.
RV Dealer Association
We are a contributing and accredited member of the RVDA.
5 Star Rated On Trustpilot
We are the highest rated RV & boat lender in the USA.
Better Business Bureau
We have the highest possible rating from the Better Business Bureau.
Additional Readings:
What Is the Difference Between Hard and Soft Credit Checks?
When you're looking for the perfect recreational vehicle (RV) or boat, you have probably come across the need to pass a credit check. For information about the difference between a hard and soft credit check, read our comprehensive guide.
How Hard Is It to Finance an RV?
Find out how long it will take to get a loan approved, if it is hard to get financed for an RV and whether there is anything you can do to simplify the process. Depending on your situation, it is easy to finance a new or used RV.
How Does A Credit Inquiry Affect My Score?
Having several inquiries can reduce your overall credit score and affect your RV or boat loan approval. Lenders use your credit report to conduct a risk assessment. Inquiries can affect their decision to offer a loan to you.