RV Loans

#1 Rated RV Loans

Get the fastest RV Financing from
My Financing USA.

5 Stars on Trustpilot



NATIONWIDE
LOW RATES

We search nationwide for the best RV loan rates and terms for you. Even if you have past credit problems.



FAST, eASy
APPROVAL

Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!



PROTECT
YOUR CREDIT

With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.

Our Customers Love Us

Your Adventure Begins Here

At My Financing USA, we know RVing is not a luxury, it is a way of life. That's why our mission has always been to provide the best RV loan programs to customers no matter what their credit score is.

If we can't get you approved on the first try, we offer a free credit consultation to help you learn how to improve your chances and save more money in the future.

The RV Life with My Financing USA

RV Rates & Payments

Choose Your Credit Score

$10,000
as low as

$119

MONTHLY 7.49% (120mo)

$25,000
as low as

$231

MONTHLY 7.49% (180mo)

$50,000
as low as

$394

MONTHLY 7.24% (240mo)

$10,000
as low as

$151

MONTHLY 13.25% (120mo)

$25,000
as low as

$321

MONTHLY 13.25% (180mo)

$50,000
as low as

$641

MONTHLY 13.25% (180mo)

$10,000
as low as

$167

MONTHLY 15.95% (120mo)

$25,000
as low as

$391

MONTHLY 15.95% (144mo)

$50,000
as low as

$733

MONTHLY 15.95% (180mo)

$10,000
as low as

$179

MONTHLY 17.75% (120mo)

$25,000
as low as

$421

MONTHLY 17.75% (144mo)

$50,000
as low as

$803

MONTHLY 17.95% (180mo)

What is a good interest rate for an RV loan? Our current rates for RV loans range from Rates Between 6.24% and 19.95% based on several factors, such as the amount you're financing, the type of RV, the age of the RV, your location, your credit score and your credit history. The rates we offer are fixed APRs, which means your interest rate won't change due to index variables throughout the loan period. As a result, you don't have to worry about fluctuating interest rates that could make you pay more over time.

What Type of RV Loans Do We Offer? 

We connect you with vendors that provide flexible loan options that fit your financial needs. Our team pursues the best option for you, searching for competitive rates that you can afford. We can secure loans with fixed interest rates and payback terms of up to 20 years. 

The RV loan companies we recommend for you never charge hidden fees, such as penalties for paying off the loan early. Those with good credit receive financing without collateral to put down on their loan. We can explore a range of options based on your current financial situation. 

Compare Our RV Loan Programs

Good Credit RV Financing

  • 670 Minimum Score
  • Rates Between 6.24% and 13.95%
  • Must Be Above $10K
  • 10-15% Down Preferred
  • Private Party Purchases OK
  • Dealer Purchases OK
  • No Bankruptcies
  • No Collections
  • Recreational Use Only
  • No Park Models, Toterhomes or Schoolies

Bad Credit RV Financing

  • 550 Minimum Score
  • Rates Between 14.74% and 19.95%
  • Must Be Above $10K
  • 10% Down Preferred
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Past Bankruptcy OK
  • Some Collections OK
  • Recreational Use Only
  • No Park Models, Toterhomes or Schoolies

A Company You Can Trust

RV Industry Association Logo

RV Industry Association Member

We are a contributing and accredited member of the RVIA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

Better Business Bureau A+ Logo

A+ Better Buisness Bureau Rating

We have the highest possible rating from the Better Business Bureau.

RV Dealers Association Logo

RV Dealer Association Associate Member

We are a contributing and accredited member of the RVDA.

Additional Readings:

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How Hard Is It to Finance an RV?

Find out how long it will take to get a loan approved, if it is hard to get financed for an RV and whether there is anything you can do to simplify the process. Depending on your situation, it is easy to finance a new or used RV.

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Guide to Financing an RV

At My Financing USA, we can help make your dreams of RV ownership come true. We can provide financing options to fit your needs, regardless of your credit score. This guide covers how to finance an RV purchase and answers frequently asked questions about the process of securing an RV loan.

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How Long to Finance an RV

Whether you want to go camping at nearby parks and campgrounds or travel around the country, an RV can make vacations more affordable and flexible. If you are considering purchasing an RV but aren't sure whether you can afford it, we can help you find the right financing option at My Financing USA.

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